American Express U.K.

American Express® Preferred Rewards Gold Card

Card Highlights:

Card Category:

Consumer

Card Type:

Charge

Required Credit Rating:

Excellent / Good

Issuing Country:

United Kingdom

Available Rewards:

For explanation of each icon click here

Miles

Cash

Points

Charity

About:

Cardmembers will now receive 2 complimentary lounge passes a year for over 350 airport lounges worldwide (terms apply).

7,500 bonus Membership Reward points on the Card anniversary when a Cardmember spends £15,000 in the preceding 12 months.

Annual fee is now £125 but the first 3 months are free so Cardmembers pay £93 in the first year.

Transfer points to 10 major frequent flyer programmes.

Double points on travel spend.

Double points on petrol and supermarket purchases for your first year - with no cap!

20,000 bonus points - enough for 2 return flights to selected European cities with British Airways or an upgrade to Premium Economy with Virgin Atlantic.

Credit Card Rates

Purchases:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

n/a

Default APR:

n/a

Minimum Grace Period:

see site

Minimum Finance
Charge:

see site

Balance Transfers:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

n/a

Default APR:

n/a

Minimum Grace Period:

n/a

Minimum Finance
Charge:

see site

Cash Advances:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

n/a

Default APR:

n/a

Minimum Grace Period:

n/a

Minimum Finance
Charge:

see site

Credit Card Transaction Fees

Balance Transfer Fees:

Minimum:

n/a

Fee Rate:

n/a

Maximum:

n/a

Cash Advance Fees:

Minimum:

£3

Fee Rate:

Maximum:

n/a

Foreign Transaction Fees:

Minimum:

n/a

Fee Rate:

2.99%

Maximum:

n/a

Credit Card Other Fees

Initial Fees:

Setup Fee:

£0

Maintenance Fees:

Annual Fee:

£125⁵¹

Penalty Fees:

Late Payment Fee:

£12

⁵¹ Pay Cardmembership Fee of £125 (£93 in your first year).