American Express

American Express SimplyCash® Business Credit Card

Card Highlights:

Card Category:

Business

Card Type:

Unsecured

Required Credit Rating:

Excellent / Good

Issuing Country:

United States

Available Rewards:

For explanation of each icon click here

Miles

Cash

Points

Charity

About:

0% Intro APR on purchases for the first 12 months.

No Annual Fee.

Earn 5% cash back on office supplies and wireless services.

Earn 3% cash back on automobile gas purchases of up to $12,000 per year.

1% thereafter, and earn 1% cash back on virtually all other purchases.

Get a decision in less than 60 seconds.

Credit Card Rates

Purchases:

Introductory APR:

Introductory Period:

12 months

Ongoing APR:

Default APR:

20.99%

Minimum Grace Period:

25 days

Minimum Finance
Charge:

$0.50

Balance Transfers:

Introductory APR:

7.99%

Introductory Period:

Until
Paid Off

Ongoing APR:

Default APR:

20.99%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

Cash Advances:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

19.99%

Default APR:

26.99%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

Credit Card Transaction Fees

Balance Transfer Fees:

Minimum:

$0¹⁷

Fee Rate:

n/a

Maximum:

n/a

Cash Advance Fees:

Minimum:

Fee Rate:

Maximum:

n/a

Foreign Exchange Fees:

Minimum:

n/a

Fee Rate:

n/a

Maximum:

n/a

Credit Card Other Fees

Initial Fees:

Setup Fee:

Maintenance Fees:

Annual Fee:

Penalty Fees:

Late Payment Fee:

$19

¹⁷ There is no balance transfer transaction fee associated with this offer. However, future balance transfers may incur a fee as disclosed at the time of the applicable offer or transaction.