Citibank

Citi CashReturns^SM Card

Card Highlights:

Card Category:

Consumer

Card Type:

Unsecured

Required Credit Rating:

Excellent / Good

Issuing Country:

United States

Available Rewards:

For explanation of each icon click here

Miles

Cash

Points

Charity

About:

0% APR on Balance Transfers for up to 12 months.

No Annual Fee.

Earn up to 6% Cash Back on purchases.

Full 1% cash back on every purchase PLUS an average 5% additional cash back at 400 leading retailers within the Citi Bonus Cash Center.

Earn a 20% bonus on the cash back earned on all purchases for the first 12 months.

Checks will be sent automatically every time you earn $50 - no calling necessary.

Balance transfer fee applies with this offer.

Credit Card Rates

Purchases:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

as low as
9.99%

Default APR:

28.99%

Minimum Grace Period:

20 days

Minimum Finance
Charge:

$0.50

Balance Transfers:

Introductory APR:

Introductory Period:

Up to
12 months

Ongoing APR:

as low as
9.99%

Default APR:

28.99%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

Cash Advances:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

19.99%

Default APR:

28.99%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

Credit Card Transaction Fees

Balance Transfer Fees:

Minimum:

Fee Rate:

Maximum:

n/a

Cash Advance Fees:

Minimum:

Fee Rate:

Maximum:

n/a

Foreign Exchange Fees:

Minimum:

n/a

Fee Rate:

Maximum:

n/a

Credit Card Other Fees

Initial Fees:

Setup Fee:

Maintenance Fees:

Annual Fee:

Penalty Fees:

Late Payment Fee:

$15⁴⁵

⁴⁵ $15 on balances up to $100; $29 on balances of $100 up to $250; and $39 on balances of $250 and over.