Citibank

Citi® mtvU™ Platinum Select® Visa® Card for College Students

Card Highlights:

Card Category:

Student

Card Type:

Unsecured

Required Credit Rating:

Bad / No

Issuing Country:

United States

Available Rewards:

For explanation of each icon click here

Miles

Cash

Points

Charity

About:

0% Intro APR for 6 Months.

No Annual Fee.

Earn 1 ThankYou Points® for every dollar you spend on all purchases.

Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rentals stores.

Earn 25 ThankYou Points® for paying on time.

Earn 250-2,000 ThankYou Points® twice a year for maintaining a good GPA.

Redeem points for gift cards, MTV events, and airline tickets.

10% discount at mtvshop.mtv.com and the MTV Store in New York City.

Credit Card Rates

Purchases:

Introductory APR:

Introductory Period:

6 months

Ongoing APR:

13.99%

Default APR:

28.99%

Minimum Grace Period:

20 days

Minimum Finance
Charge:

$0.50

Balance Transfers:

Introductory APR:

Introductory Period:

6 months

Ongoing APR:

13.99%

Default APR:

28.99%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

Cash Advances:

Introductory APR:

Introductory Period:

6 months

Ongoing APR:

19.99%

Default APR:

28.99%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

Credit Card Transaction Fees

Balance Transfer Fees:

Minimum:

Fee Rate:

Maximum:

see terms

Cash Advance Fees:

Minimum:

Fee Rate:

Maximum:

n/a

Foreign Exchange Fees:

Minimum:

n/a

Fee Rate:

Maximum:

n/a

Credit Card Other Fees

Initial Fees:

Setup Fee:

Maintenance Fees:

Annual Fee:

Penalty Fees:

Late Payment Fee:

$15⁴⁵

⁴⁵ $15 on balances up to $100; $29 on balances of $100 up to $250; and $39 on balances of $250 and over.