HSBC Bank

HSBC Platinum MasterCard® with Cash or Fly Rewards

Card Highlights:

Card Category:

Consumer

Card Type:

Unsecured

Required Credit Rating:

Excellent / Good

Issuing Country:

United States

Available Rewards:

For explanation of each icon click here

Miles

Cash

Points

Charity

About:

0% Intro APR on purchases and balance transfers for 12 months.

No Annual Fee.

Earn 1 point for every dollar spent, with no earnings caps.

Redeem points for airline tickets with no blackout dates.

Start redeeming for travel with as little as 7,500 points.

Redeem points for unlimited 1% cash back.

Credit Card Rates

Purchases:

Introductory APR:

Introductory Period:

12 months

Ongoing APR:

8.99%

Default APR:

31.99%

Minimum Grace Period:

25 days

Minimum Finance
Charge:

$1.00

Balance Transfers:

Introductory APR:

Introductory Period:

12 months

Ongoing APR:

8.99%

Default APR:

31.99%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$1.00

Cash Advances:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

21.24%

Default APR:

31.99%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$1.00

Credit Card Transaction Fees

Balance Transfer Fees:

Minimum:

$15

Fee Rate:

Maximum:

n/a

Cash Advance Fees:

Minimum:

$15

Fee Rate:

Maximum:

n/a

Foreign Exchange Fees:

Minimum:

n/a

Fee Rate:

Maximum:

n/a

Credit Card Other Fees

Initial Fees:

Setup Fee:

Maintenance Fees:

Annual Fee:

Penalty Fees:

Late Payment Fee:

$15