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UK major travel and payment companies, ABTA and Apacs, have teamed up to work out a booklet guide (Payments Abroad) for frequent travelers abroad, devoted to a most efficient and safe use of non-cash payment tools there. Research estimates that last year Britons accounted for approximately 309 million of UK-based card transactions, which makes up almost half of all spending overseas. No wonder, plastics were recognized as the most convenient tool for making purchases abroad, and not only that. The so popular travel-associated rewards programs available on many UK Visa and MasterCard products won travelers' hearts and steadily occupy top of their wallets.

Until very recently a savvy cardholder had an opportunity of making free and easy money out of his/her bank. It was a warming feeling to earn from the interest rate rather than pay it to the issuer and lose hundreds or thousands of dollars.
Earning with a plastic card became a widely spread practice, referred to as arbitrage game, once there appeared 0% or very low APR features. When 0% balance transfers were introduced, it gave users a great field for maneuvers to save and earn on debt payoff.