Get Help with Credit Cards Online

i want a credit card but i dont have a checkings or savings account?

If you have some credit already (you had cards or took loans), you do not need any checking or savings account, the bank regarding your credit history instead. So you can choose any credit card according to your credit history.
If you have no credit, you can use one of the two ways to build your credit:
- apply for a secured credit card (for which you will need to get a savings or checking account)
- ask a friend or a relative with good credit to become your co-signer (you will be a co-borrower of a good credit card and accumulate a number of credit points)
There are no credit cards for no credit requiring no bank account, as the latter covers the great risk of the bank.

Best,
Manager of Immediate Credit Card Care Service

heard about your card that allows 0% interest for life as long as you make two purchases a month with no min. to spend, after Feb. 2007 i was trying to find this card online so i could read a little about it to see if i am interested in switching credit card companys!!! So could you please tell me where to find it and the name of the card? Thank You & Have A Good Day!

If you have seen such a credit card online but cannot find this credit card offer now it is probable that it has been replaced by a new one. Look carefully once again through Best Credit Cards section and if you do not find it, then, unfortunately, we do not provide it any longer. But we present other, no less enticing, credit cards, unsecured and secured credit cards and credit cards with instant approval for good credit or excellent credit score. You are welcome to examine the credit card offers presented and make the best credit card deal available!

Best,
Manager of Immediate Credit Card Care Service

which company do you suggest to obtain a credit card for businesses with no credit

Among the best credit cards online are credit card offers for businesses facing a no credit situation. The present web site makes the credit card search extremely easy, providing you with convenient online tools for credit card comparison and allowing you to apply online for credit card you qualify for. You are welcome to look through the No credit credit cards section covering enticing credit card offers for small business. Look through all the credit cards and choose a credit card company to your liking.But remember, do not apply for a credit card which you don't qualify for, as it will damage your credit rating. Carefully study terms and conditions of a certain credit card offer and apply online now for an effective business management with your credit card.

Best,
Manager of Immediate Credit Card Care Service

I recently opened three new accounts (within past 2 weeks) & after reading about credit scores I am wondering if I should close them. One of the accounts is the Chase Visa Card with the 0% interest rate on balance transfers & no fees for the transfer. I have not yet activated this card & am not sure what I should do now. The other accounts were department store credit cards: Nordstroms & Ann Taylor Loft. Should I close these new accounts & how will this affect my credit scores?

When you are going to apply online for a credit card, you should pay close attention to its terms and conditions to see whether you accept them or not. If they do not meet your requirements, you'd better refuse from the credit card as a denial in application will damage your credit score. The same happens when you decide to close your accounts. So, if you cancell the three of your accounts, it will certainly affect your credit score but we can't tell you excactly how much as it is up to the credit bureau to decide.

Best,
Manager of Immediate Credit Card Care Service

I would like to know what credit card can i apply for to help my credit rating to go up? A credit counselor told me to open a revolving account but no card approves me and i dont want no more inqueries

If you have bad credit and want a credit card that you will be approved for in any case, you can apply for a guaranteed approval credit card. Such credit cards are issued by the banks that focus on customers with bad credit, and high fees and charges implied by these cards are caused by the fact that the customer will be approved in any case whatever credit he/she has. A credit card of this type will not affect your credit, as you will be approved for it in any case, and if you pay it off in full and on time, your credit score will increase.

What 0% balance transfer credit cards are available to canadian residents?

At BestCreditOffers.co.uk we try to provide the best online credit card applications for Canadian credit credit cards, among which you can find the lowest rate balance transfer card deals. These are American Express credit cards, involved in airline miles reward program. They do require balance transfer fees of 3.99% for 6 months intro period, but it`s really low rate! More to that, these credit cards require no annual fee and provide impressive credit line. Besides, you should keep in mind, that all introductory periods expire, and thereafter balance transfer APR becomes much higher. These cards? ongoing APR is fairly comparable with the one of balance transfer credit cards issued for American citizens.

I had good credit since 1998, then I left a country for personal reasons. I did not have any late payments or anything bad abouth my credit history .I am back to USA now i live with a roommate, where and how i should start to rebuilt my credith. thank you

The first and foremost thing you should do is to get your credit report from all the major credit reporting agencies to make sure what credit rating you have. Maybe, you will have to spend some time with credit bureaus, but in the end you will see what you have and how much you should do to rebuild your credit, if needed.
If you have social security number, you are free to apply for a credit card according to your credit score, but you should make the right choice, choosing cards according to your needs and income.

I am trying to clear up my credit report. I keep getting turned down when I apply for a card. What can I do

The most evident reason for refusals, you`re getting from credit card issuers, is that your credit score isn`t sufficient for the credit card selected. Thus the best decision for you before you apply online for credit card, is to get your credit report. A credit report incorporates your personal information, namely, your address, how you pay your bills, and whether you've been sued, arrested, or filed for bankruptcy. Nationwide consumer reporting companies provide the information in your report to credit card companies that use it for evaluating if you qualify for the credit card chosen or not. Nowadays you can order your free annual credit report online, and all you need is to access respective web-sites and provide therein your name, address, Social Security number, and date of birth.

i have no credit and im looking for some kind of card that i can get with the least amount of fees and a lowest apr rate becuae im 19 and have 0.00 credit please help me!!!!! michael maynard

If you have never had credit before and you are looking to apply online for a credit card, the best option for you would be to consider secured credit cards the best one of which is Orchard Bank secured MasterCard online. It is a low APR, no annual fee credit card helping you to rebuild or establish credit history. Before you fill out the online credit card application for this credit card, pay close attention to its terms and conditions. Mind that it is a secured credit card, which requires a money deposite before you receive approval. The size of the deposite amounts to the credit limit on your credit card. Though you run a risk of losing money from your deposite, a secured credit card is a convenient tool for building one's credit history and if you manage it wisely, it will be upgraded to a regular unsecured credit card with best rates and fees possible.

Best,
Manager of Immediate Credit Card Care Service

i want to have the detial of my late paps card .the only information we have is the expiren date ,i need a site where i can see the details else we cant get the cash of it(family)

Unfortunately, we cannot help you with your question as the present web site doesn't provide PAP credit cards. We feature the best credit cards online to get discounts on flights with airmiles credit cards, gas with gasoline credit cards and hotel stays with hotel rewards credit cards. If you have some questions concerning your credit card, contact the credit card issuer as the term setter for your credit card offer.

Best,
Manager of Immediate Credit Card Care Service