Credit Card Assistance Center
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Displaying 21 to 30 (of 40 questions)christine
5 February, 2007, 4:16 am
can a bahamian get a us credit card or hotel discount card if yes what type
It is a compulsory condition for anyone looking to apply online for a US credit card to be a US resident. Our site makes an exeption for Canadian credit cards, UK credit cards and Belgian credit cards. Unfortunately, we do not provide credit cards online for all other individuals. If you desire to get necessarily a US credit card, you need to have a US social security number which is a compulsory element of the credit card application form. You can apply for social security if you possess Green Card or work legally in the USA. If you comply with any of these two conditions, you can look through hotel rewards credit cards online and fill out an online credit card application for one of them.
Best,
Manager of Immediate Credit Card Care Service
patricia l kovanich
9 February, 2007, 4:15 am
I applyed over the phone about 2 weeks ago and would like to know if and when I might recieve my card
Whether your application for a credit card is approved or not depends on many factors. When you are applying, either by phone or online, your creditors ask you certain things which influence their credit decision. They inquire into your credit history, your current credit score and estimate whether you are a good credit risk or not. Your approval also depends on the propriety of your credit card choice. Thus, if you apply for a credit card you do not qualify for and cannot really afford, you will most probably receive a denial. Usually, your creditors make a decision within two weeks and if you still haven't got the notification of your status, then you must have been denied. Anyway, call the bank you applied to and clear out the question.
Best,
Manager of Immediate Credit Card Care Service
Ebony
12 February, 2007, 4:03 am
What is the difference between secured and unsecured credit cards? Is one necessarly better than the other?
Secured credit cards are especially attractive for those people either looking to build or rebuild their credit history. There is a good selection now available of secured credit cards at bestcreditoffers.co.uk. Some secured credit cards even offer no fees, which is particularly useful if you are trying to re establish your credit rating. Secured credit cards are also very convenient when making on-line purchases, hotel reservations, car rentals or airline reservations. Unlike secured credit cards where you generally have to put a security deposit amount down on the card in advance, unsecured credit cards do not require such a payment initially. Unsecured credit cards are great because of the flexibility and freedom they offer users. However, acquiring an unsecured credit card means having a good to excellent credit history and excellent credit rating. There is a very wide variety of unsecured credit cards to choose from and although they demand a good credit rating to obtain one, this is the credit card employed by the majority of the general population. The difference between secured and unsecured credit cards is really the security deposit required by one and not the other– especially now with the competitive rates and privileges that are offered by both types of cards. Unless necessitated by a poor credit rating– the choice of secured or unsecured credit cards is entirely up to you!
Best,
Manager of Immediate Credit Card Care Service
williana
16 February, 2007, 6:29 am
can i apply for a credit card without a social security number
If you want to obtain a US credit card, you need to have a US social security number as it's a compulsory element of the credit card application form. You can order a social security number if you possess Green Card or work legally in the USA. You may get a social security number either in a special organization, or do it via Internet. For this purpose use the search engine to find the appropriate site and follow the given instructions. When you receive your SSN, it's necessary to apply for a credit bureau and get your credit report to find out what cards are available for you. Then you are welcome to get acquainted with our best online credit card offers and choose the one, created for you.
arlettemurraywilson
14 March, 2007, 4:39 am
My bank statment is overdrawn from your company trying to take money, I did not giva you permission to do this. So how is this so?
Honestly the purpose of our website is to provide the credit card applicants with up-to-date information and present online credit card applications for all categories of consumers and all spending habits. If you read our privacy policy regulations, you`ll see that it`s the cornerstone of our strategy to secure all the data you deliver us by means of the most efficient techniques. Also, it is our rule not to give out your personal information to third parties without your preliminary permission or unless the law regulations require it. More than that, we personally don`t have access to your accounts, or your credit report, as well as we can`t take out or put money on your account or enter any kind of data into your credit history. Therefore, if something went wrong with your account or credit report, this might have been the bank's or a credit bureau?s mistake or something of the kind, so, apply to the entities as soon as possible to clear out the situation.
LOIS
15 March, 2007, 5:21 am
HI... YOU MENTIONED 0% BALANCE TRANSFER CARDS WITH NO TRANSFER FEES BUT I COULDN`T SEE ANY.
If you wish to take advantage of balance transfer credit card offers with the options you've mentioned, you can make your choice in favor of More Card from Discover. This card implies 0% APR for 12 months on purchases and balance transfers, unlimited cash rewards that never expire no annual fee and many other attractive options which you can evaluate reading terms and conditions of the abovementioned card. But it's important to mention that Platinum Card from Discover, like most of balance transfer cards, requires good to excellent credit, so it's necessary to find out whether you qualify or not.
walter kirk
16 March, 2007, 6:45 am
i did a online application about three weeks ago and i still havent gotten my credit card it was approved online
When you file online credit card application, you are supposed to wait for the credit company's decision. The type of the card and the nuances of credit approval in different companies determine the period of time, before you learn whether you are approved or denied. It can take an hour (with instant approval cards), a couple of days, a week or even a month. I hope you followed the usual rules to be observed before making online credit card application: you checked up your credit history, looked through all credit cards you qualify, read terms and conditions of the cards and then applied for the one, fitting your needs best of all. The time you should wait for the approval, is often indicated in terms and conditions. If you think you are waiting too long, call the customer service of the bank to clear out the situation.
john klute
19 March, 2007, 4:13 am
How do I find my balance
You can make an enquiry to the bank which credit card you use. After the approval of your enquiry bank sends you a statement, where you can find the information about the balance of your credit card and expenses you’ve made. You can place your enquiry at the official site of the bank or just phone to the customer service of this bank (its telephone number is written on the card or in the statement) and ask for the information you need. More detailed information about banks and credit cards they offer you can find at our site.
Karen Lee Lawrencre
21 March, 2007, 7:56 am
I was offered a 8.99 Fixed APR on purchases and balance transfers, no annual fee, \"Mastercard\". I lost the paperwork so do not have the # to call. I know it was to www.Juniper.com and I believe the # following was 8227...I do not remember my code. Can you help me with this?
Your situation is not quite clear. If you know the address of that website you applied to, you can look for this information there once again. Have you got this credit card already? If you do not have any credit card, at our site you can also find the best credit card offers from the leading credit card issuers. You need compare credit cards features,their terms and requirements and choose the credit card complying with your needs. Our site is also used for making application for credit card online.You need just fill in the application form and send it direct to the bank.
Thomas Self
30 March, 2007, 5:02 am
Have yet to receive my card,has it been sent yet ? Also what is my credit limit ? I was issued a pin. Mahalo, Tom
When you apply for a credit card online, you are supposed to wait for the bank's or company's decision. Depending on the type of the card, the approval procedure can take minutes (in case of instant approval credit cards), a couple of days, a week (as a rule, 7-10 business days) or a month. You may apply to terms & conditions of the card, where such kind of information is usually indicated, or contact your bank and ask them. Your credit card may come together with the approval letter. If not, you need to be patient and wait for your card. You'll receive it in a few days. We can't tell you the exact data as we are not a bank or credit card company and do not deal with credit card approvals and delivering cards. As for your credit limit, it will be determined by the credit card issuer, taking into consideration your credit conditions.


