American Express

One from American Express®

Card Highlights:

Card Category:

Consumer

Card Type:

Unsecured

Required Credit Rating:

Excellent / Good

Issuing Country:

United States

Available Rewards:

For explanation of each icon click here

Miles

Cash

Points

Charity

About:

No Preset Spending Limit.

Get $50 after your first purchase.

No Annual Fee for the first year - a $35 savings.

The Savings Accelerator Plan contributes 1% of eligible purchases into an FDIC-insured High-Yield Savings Account in your name.

Never pay interest on new purchases.

Express Approval. Get a decision is less than 60 seconds.

Credit Card Rates

Purchases:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

10.99%

Default APR:

26.99%

Minimum Grace Period:

30 days

Minimum Finance
Charge:

n/a

Balance Transfers:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

n/a

Default APR:

26.99%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

n/a

Cash Advances:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

n/a

Default APR:

26.99%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

n/a

Credit Card Transaction Fees

Balance Transfer Fees:

Minimum:

n/a

Fee Rate:

n/a

Maximum:

n/a

Cash Advance Fees:

Minimum:

n/a

Fee Rate:

n/a

Maximum:

n/a

Foreign Exchange Fees:

Minimum:

n/a

Fee Rate:

n/a

Maximum:

n/a

Credit Card Other Fees

Initial Fees:

Setup Fee:

Maintenance Fees:

Annual Fee:

$0⁴⁷

Penalty Fees:

Late Payment Fee:

$29

⁴⁷ First year fee-free. Thereafter, the annual fee will be $35 for the Basic Card.