American Express

Platinum Delta SkyMiles® Credit Card

Card Highlights:

Card Category:

Consumer

Card Type:

Unsecured

Required Credit Rating:

Excellent / Good

Issuing Country:

United States

Available Rewards:

For explanation of each icon click here

Miles

Cash

Points

Charity

About:

3.90% APR on Balance Transfer for life!

Earn 20,000 bonus miles with first purchase.

2,500 bonus miles for adding an additional cardmember.

Earn one mile for every dollar on other eligible purchases.

Always Double Miles® on eligible everyday purchases and all Delta purchases.

Miles never expire and there is no cap on the miles you can earn.

Credit Card Rates

Purchases:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

14.99%

Default APR:

17.99%

Minimum Grace Period:

20 days

Minimum Finance
Charge:

$0.50

Balance Transfers:

Introductory APR:

3.90%

Introductory Period:

Until
Paid Off

Ongoing APR:

14.99%

Default APR:

17.99%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

Cash Advances:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

19.99%

Default APR:

17.99%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

Credit Card Transaction Fees

Balance Transfer Fees:

Minimum:

$0¹⁷

Fee Rate:

n/a

Maximum:

n/a

Cash Advance Fees:

Minimum:

Fee Rate:

Maximum:

n/a

Foreign Exchange Fees:

Minimum:

n/a

Fee Rate:

n/a

Maximum:

n/a

Credit Card Other Fees

Initial Fees:

Setup Fee:

Maintenance Fees:

Annual Fee:

$150

Penalty Fees:

Late Payment Fee:

$19

¹⁷ There is no balance transfer transaction fee associated with this offer. However, future balance transfers may incur a fee as disclosed at the time of the applicable offer or transaction.