American Express

Preferred Rewards Gold Card

Card Highlights:

Card Category:

Consumer

Card Type:

Charge

Required Credit Rating:

Excellent / Good

Issuing Country:

United States

Available Rewards:

For explanation of each icon click here

Miles

Cash

Points

Charity

About:

Earn 10,000 Membership Rewards® bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!

Gold Card Events.

No Pre-set Spending Limit.

Global Assist® Hotline and many more benefits included.

Credit Card Rates

Purchases:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

n/a

Default APR:

n/a

Minimum Grace Period:

see terms

Minimum Finance
Charge:

see terms

Balance Transfers:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

n/a

Default APR:

n/a

Minimum Grace Period:

n/a

Minimum Finance
Charge:

see terms

Cash Advances:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

n/a

Default APR:

n/a

Minimum Grace Period:

n/a

Minimum Finance
Charge:

see terms

Credit Card Transaction Fees

Balance Transfer Fees:

Minimum:

n/a

Fee Rate:

n/a

Maximum:

n/a

Cash Advance Fees:

Minimum:

n/a

Fee Rate:

n/a

Maximum:

n/a

Foreign Exchange Fees:

Minimum:

n/a

Fee Rate:

n/a

Maximum:

n/a

Credit Card Other Fees

Initial Fees:

Setup Fee:

Maintenance Fees:

Annual Fee:

$0⁵⁶

Penalty Fees:

Late Payment Fee:

$0²

² Varies from state to state from zero to the greater of $35 or 2.99% of the delinquent balance.
⁵⁶ Fee-free for the first year, then $125.