American Express

The Gold Card from American Express OPEN^SM

Card Highlights:

Card Category:

Business

Card Type:

Charge

Required Credit Rating:

Excellent / Good

Issuing Country:

United States

Available Rewards:

For explanation of each icon click here

Miles

Cash

Points

Charity

About:

Earn up to 40,000 bonus points in one year.

Fee free for the first year a savings of $125.

Save up to 25% in business expenses.

No pre-set spending limit and no

Discounts with FedEx, Delta®,

Automatic Complimentary enrollment in the Membership Rewards program.

Redeem points for top-tier rewards

Credit Card Rates

Purchases:

Introductory APR:

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Introductory Period:

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Ongoing APR:

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Default APR:

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Minimum Grace Period:

see terms

Minimum Finance
Charge:

n/a

Balance Transfers:

Introductory APR:

n/a

Introductory Period:

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Ongoing APR:

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Default APR:

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Minimum Grace Period:

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Minimum Finance
Charge:

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Cash Advances:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

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Default APR:

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Minimum Grace Period:

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Minimum Finance
Charge:

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Credit Card Transaction Fees

Balance Transfer Fees:

Minimum:

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Fee Rate:

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Maximum:

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Cash Advance Fees:

Minimum:

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Fee Rate:

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Maximum:

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Foreign Exchange Fees:

Minimum:

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Fee Rate:

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Maximum:

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Credit Card Other Fees

Initial Fees:

Setup Fee:

Maintenance Fees:

Annual Fee:

$0⁵⁰

Penalty Fees:

Late Payment Fee:

$0²

² Varies from state to state from zero to the greater of $35 or 2.99% of the delinquent balance.
⁵⁰ First year fee-free, after that the annual fee of $125 for your Basic Card and $45 per Additional Card