American Express U.K.

The Platinum Cashback Credit Card

Card Highlights:

Card Category:

Consumer

Card Type:

Unsecured

Required Credit Rating:

Excellent / Good

Issuing Country:

United Kingdom

Available Rewards:

For explanation of each icon click here

Miles

Cash

Points

Charity

About:

On-going cashback rate of 1.25% flat cashback on virtually everything, regardless of spend (no tiers!).

Double cashback every year on the 13^th month of your card anniversary, when spend £10,000 in the 13^th month.

Double cashback for the first 3 months, up to £100.

Representative APR - 18.5%.

Purchase rate - 14.0%.

Annual fee - £25.

Credit Card Rates

Purchases:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

18.5%

Default APR:

see site

Minimum Grace Period:

see site

Minimum Finance
Charge:

see site

Balance Transfers:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

n/a

Default APR:

see site

Minimum Grace Period:

n/a

Minimum Finance
Charge:

see site

Cash Advances:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

see site

Default APR:

see site

Minimum Grace Period:

n/a

Minimum Finance
Charge:

see site

Credit Card Transaction Fees

Balance Transfer Fees:

Minimum:

n/a

Fee Rate:

Maximum:

n/a

Cash Advance Fees:

Minimum:

£3

Fee Rate:

Maximum:

n/a

Foreign Transaction Fees:

Minimum:

n/a

Fee Rate:

2.99%

Maximum:

n/a

Credit Card Other Fees

Initial Fees:

Setup Fee:

£0

Maintenance Fees:

Annual Fee:

£25

Penalty Fees:

Late Payment Fee:

£12