Merrill Lynch

Total Merrill^SM Cash Back Visa® Credit Card

Card Highlights:

Card Category:

Consumer

Card Type:

Unsecured

Required Credit Rating:

Excellent / Good

Issuing Country:

United States

Available Rewards:

For explanation of each icon click here

Miles

Cash

Points

Charity

About:

Low 9.99% APR for Retail Purchases.

No Annual Fee.

1% Cash Back on Virtually All Purchases.

Unlimited Cash Back on qualifying purchases.

Credit Line may be as high as $250,000.

Cash Back Rewards Can be Deposited Directly into Your Merrill Lynch Account.

Credit Card Rates

Purchases:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

9.99%

Default APR:

n/a

Minimum Grace Period:

25 days

Minimum Finance
Charge:

see terms

Balance Transfers:

Introductory APR:

1.9%

Introductory Period:

12
billing cycles

Ongoing APR:

9.99%

Default APR:

n/a

Minimum Grace Period:

n/a

Minimum Finance
Charge:

see terms

Cash Advances:

Introductory APR:

1.9%

Introductory Period:

12
billing cycles

Ongoing APR:

9.99%

Default APR:

n/a

Minimum Grace Period:

n/a

Minimum Finance
Charge:

see terms

Credit Card Transaction Fees

Balance Transfer Fees:

Minimum:

$10

Fee Rate:

Maximum:

$75

Cash Advance Fees:

Minimum:

$10

Fee Rate:

Maximum:

$75

Foreign Exchange Fees:

Minimum:

n/a

Fee Rate:

Maximum:

n/a

Credit Card Other Fees

Initial Fees:

Setup Fee:

Maintenance Fees:

Annual Fee:

Penalty Fees:

Late Payment Fee:

$15